Having a Baby or Adopting
Bringing a new child into your life is an amazing experience. Suddenly you are
responsible for someone else in a way you’ve never been before!
In addition to everything else you’re doing to prepare for your new child,
it’s a good idea to pay some attention to your finances. Whether
you’re interested in expanding your home to make room for the newest
member, or starting a savings account for your child’s college education,
a little planning can help make it a reality.
Recommended products and services:
Savings and CDs
Putting your money into a combination of savings accounts and Certificates of
Deposit lets you save safely and with ultimate flexibility: you always have
some money you can access, and some money locked away at a better rate of
interest.
Circle Rewards Platinum
MasterCard®
As a new parent, unexpected expenses come with the territory. The Circle
Rewards Platinum MasterCard is a great way to handle them, with no annual fee
and a 0% introductory APR for six months, making paying for larger purchases or
unexpected expenses easy.
Circle Checking Account
This account comes with lots of freebies: free Circle design checks, free ATM
transactions at thousands of locations, free online banking – plus
special CD rates, discounts on home equity and installment loans, and more. And
the account is free if you maintain an average monthly combined balance of
$5,000 in qualified Charter One accounts.
Home Equity Loans and Lines
A home equity loan or a home equity line of credit can provide you with the
financial resources for making home improvements or paying for medical or
adoption fees.
Investment Services
Reading books, listening to music - you start preparing your baby for college
from the day you bring them home. By starting an investment account for them
now, you can help make sure nothing stands in their way.
Calculators
Questions to start the conversation:
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How will your family’s budget change with the addition of a child?
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Have you opened a saving account or Certificate of Deposit in your
child’s name?
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Do you need to make an addition to your home or find a bigger apartment?
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Can you afford to start setting money aside for your child’s college
education?
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Do you have ample Life Insurance?
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What other dreams for your child do you want to start saving for?
You may also be interested in:
Online Banking
Bank when you want to: go online to check your account balances, transfer
funds, find out when checks cleared, and see up to 18 months of history on your
Charter One accounts. Set up bill payment for one-time fees or recurring
payments. Guaranteed security – and it’s free!
Charter One Debit Card
Never write a check again: the Charter One Debit Card allows you to draw from
your checking account without picking up a pen. And if you need cash, use your
Debit Card at thousands of ATMs. Easy access to your money whenever, wherever
you need it.
Switch Support™
Charter One Switch Support makes it easy to switch your accounts to
Charter One. Our dedicated team will help you move your direct deposits and
change your automatic payments from your old account to your new Charter One
account.
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